Business Checking

Whether you're opening your first business account or managing a growing operation, Fremont Bank business checking gives you a strong, simple foundation. Compare our accounts side by side, pick the one that matches your activity, and add payment tools only when you need them.

Every account includes a Fremont Bank Business Debit Mastercard®, Business Mobile Banking and free Billpay.

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Fremont Bank business checking accounts

Business checking accounts for every need

Looking for a simple business checking account? Have cash management needs? Our checking solutions can meet your requirements now and as your business grows.

Plus Checking

A basic checking account with multiple ways to waive the monthly service charge.

Call (866) 222-7215 to open Monthly service charge:
$12 or waived
  • Up to $2,500 deposited currency/coin combined
  • Remote Deposit Capture access2
  • $100 minimum deposit to open
  • 100 total deposits, checks deposited, checks presented, and ACH debits/credits combined per statement period1

Waived when you maintain an average daily balance of $5,000 or at least one of the following

  • 10 qualifying purchases or one or more qualifying purchases of $2503 or more with your Business Debit Card3
  • Merchant services2
  • Payroll services2
  • Remote deposit capture2 monthly service fee
  • Commercial lending relationship
  • Monthly service charge $12
  • Rebate for e-Statements5 $2
  • Charge for paper check images $4
More Plus Checking details 

Preferred Checking

Perfect for businesses maintaining balances above $15,000 and simple cash management needs.

Call (866) 222-7215 to open Monthly service charge:
$40 or waived
  • Up to $15,000 deposited currency/coin combined
  • Access to electronic payments package,2 including limited ACH capabilities
  • $100 minimum deposit to open
  • 500 total deposits, checks deposited, checks presented, and ACH debits/credits combined per statement period1

  • Two per month:

    • Online stop payments
    • Cashier's checks
    • Linked account OD transfers
  • Waived monthly service charge on one Business Plus checking account when linked with Business Preferred checking account
  • Up to $100 documentation fee rebate on a Fremont Bank business loan or line of credit up to $500,000

Waived with at least a $15,000 average daily balance, or commercial lending relationship.

  • Monthly service charge $40
  • Documentation fee rebate Up to $100
More Preferred Checking details 

Premier Checking

Ideal for businesses with larger balances. Includes premium features to make cash management easier.

Call (866) 222-7215 to open Monthly service charge:
$90 or waived
  • Up to $15,000 deposited currency/coin combined
  • Single-feed at no charge or discounted Multi-feed Remote Deposit Capture unit2
  • $100 minimum deposit to open
  • Access to electronic payments package,2 including limited ACH capabilities
  • 500 total deposits, checks deposited, checks presented, and ACH debits/credits combined per statement period1

  • Four per month:

    • Online stop payments
    • Cashier's checks
    • Linked account OD transfers
  • Free checks, up to $150 annually
  • Access to Premier Business Money Market* account with no monthly service charge when linked with Premier Business checking account that has a minimum daily balance of $1.00
  • Waived monthly service charge on one Business Plus checking account when linked with Business Preferred checking account
  • Up to $250 documentation fee rebate on a Fremont Bank business loan or line of credit up to $500,000

Waived with $100,000 average daily balance, or $250,000 combined balance4

  • Monthly service charge $90
  • Documentation fee rebate Up to $250
More Premier Checking details 

Analyzed Checking

An account for high-volume businesses with significant cash handling needs. Interest-bearing option available.

Call (866) 222-7215 to open Monthly service charge:
$22 or rebated
  • Analyzed interest
  • Premium cash management services2
  • Tiered earnings credit rates reward you for maintaining higher balances
  • $100 minimum deposit to open
  • Improve cash flow with Cash Management services2
  • Interest-bearing option available

Earnings Credit may offset monthly fees by maintaining higher balances or grouping multiple accounts** together

The bank applies an earnings credit based on the account balance(s), which can offset all or some of the monthly service fees

  • Monthly service charge $22
  • Credit for e-Statements2 6
More Analyzed Checking details 
Business Debit Card

Fremont Bank Business Debit Mastercard®

Your Fremont Bank Business Debit Mastercard® is the key to your Fremont Bank business checking account and gives you all the banking and purchasing flexibility you’ll need in one card.

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Additional Products

Business checking and so much more

Whether you need to expand your working capital or or make the most of it, Fremont Bank can support your business.

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Business Checking

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Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product. Business Checking Accounts require a minimum opening deposit of $100.

* This is a variable rate account. Rates may change at any time without prior notice. Fees may reduce earnings.

** Grouped accounts must have same ownership and Tax ID.

1 Additional fees may apply when activity guidelines are exceeded; $3 per $1,000 for excessive deposited currency/coin charges apply to the portion of cash deposits exceeding the limit; $0.50 each additional item in excess of account activity limit of any combination of deposits, deposited checks, presented checks and ACH credit/debit items.

2  Subject to approval. Separate agreement and fees may apply.

3 Use a linked Fremont Bank Business Debit Mastercard® to make at least ten (10) qualifying purchases, or one or more qualifying purchases totaling $250.00 or more [includes both Signature and PIN transactions] each statement cycle to receive the service charge waiver. The following transactions do not qualify: a) ATM transactions; b) refunds, returns or other adjustments. Purchases must be posted to the account within the statement period to qualify. In addition to the primary business debit card, linked employee cards also count toward the monthly qualifying purchase threshold.

4 The Combined Balance Option allows you to combine certain balances to avoid paying monthly service charges on your eligible checking account. The Combined Balance Option requires identical account ownership. You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option. The Option is activated on any day the checking account balance falls below the minimum amount required to avoid the monthly service charge. When that happens, the balance of the checking account will be combined with the lowest month-to-date minimum balance(s) in the flexed account(s) to determine if you meet the balance requirement.

5 e-Statements (electronic statements) are free but you must enroll in Business Online Banking and have a working connection to the internet with email capability. If you cancel e-Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which e-Statements are canceled.

Mastercard® and the Mastercard Brand Mark are registered trademarks and Mastercard Global Service® and Mastercard Airport Concierge® are trademarks of Mastercard International Incorporated, used pursuant to a license.