Personal credit cards

Put the financial power of a Fremont Bank credit card in your pocket. Earn cashback rewards, save money, enhance your travel experiences and more. Our cards add convenience and flexibility to your life.

Where to next?

Credit card comparison

Find the credit card that’s best for you

Platinum Mastercard®, Platinum Rewards Mastercard®, Low Rate Platinum Mastercard® and World Mastercard® give you more of what you want in a credit card with better bonuses and introductory offers, lower APRs and amazing rewards programs.

Platinum Mastercard®

Best if you’re looking to consolidate debt to pay down balances on other credit cards faster or to save on interest.

Apply for Platinum Mastercard® Annual fee:
0*
  • Minimize your monthly payment with no annual fee.*
  • Take advantage of a special 0% introductory APR on balance transfers and purchases for six months.1 After that, the variable APR will be 12.49% to 20.49% APR based on credit worthiness.*

0% introductory APR on balance transfers and purchases for the first six months.1 After that, the variable APR will be 12.49% to 20.49% based on credit worthiness.*

  • ID theft resolution services
  • Zero liability protection
  • Global emergency service
More Platinum Mastercard® details 

* Terms and conditions

Platinum Rewards Mastercard®

Best if you’re looking to turn everyday spending into rewards.

Apply for Platinum Rewards Mastercard® Annual fee:
0*
  • Earn 1% cash back for every dollar you spend on everyday purchases.2
  • Earn $50 bonus cash back when you spend $1,000 within the first 90 days of account opening, too!3

Variable APR that is currently 16.49% to 22.49%, based on credit worthiness.*

  • A one-time bonus of $50 cash back once you spend $1,000 within the first 90 days of account opening3
  • 1% cash back for every dollar spent
  • Cash back rewards for a statement credit or a deposit to your Fremont Bank checking account
  • No limit to the amount of cash back you can earn
  • ID theft resolution services
  • Zero liability protection
  • Global emergency service
More Platinum Rewards Mastercard® details 

* Terms and conditions

Low Rate Platinum Mastercard®

Best if you’re looking to consolidate balances at a low APR.

Apply for Low Rate Platinum Mastercard® Annual fee:
99*
  • Save on interest with a variable APR of Prime + 2.99%, currently 9.74%
  • Take advantage of a balance transfer offer.5*

Variable APR of Prime + 2.99%, currently 9.74%.*

  • ID theft resolution services
  • Zero liability protection
  • Global emergency service
More Low Rate Platinum Mastercard® details 

* Terms and conditions

World Mastercard®

Best if you’re looking to consolidate debt to pay down balances on other credit cards faster or to save on interest.

Apply for World Mastercard® Annual fee:
$95 — waived for first year.*
  • Enjoy world-wide card acceptance, enhanced travel benefits and exceptional service.7
  • receive a $500 cash back sign-up bonus once you spend $5,000 on purchases within the first 90 days of account opening.3

Variable APR that is currently 16.49% to 23.49%, based on credit worthiness.*

  • Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gas and 1% cash back per dollar for all other purchases.6
  • ID theft resolution services
  • Zero liability protection
  • Global emergency service
More World Mastercard® details 

* Terms and conditions

Additional Products

Credit cards are just the beginning

Let Fremont Bank be your starting point for a solid financial future. Our savings, checking and loan products are designed to help you reach your goals.

Savings Accounts

Competitive rates and a variety of account options make saving easy.

Learn More
Checking Accounts

Manage your money with full-service accounts that offer ATM surcharge rebates.7

Checking Accounts
Mortgages

Take advantage of great rates for purchasing and refinancing.

Mortgages
Personal credit cards

Insights & learning

How to stop unsolicited mortgage loan offers

Stop the flood of calls and junk mail after applying for credit. Protect your privacy by learning why it happens and how to opt out.

Seven steps for better money management

Uncomplicate your life with these seven steps to simplify your finances. Good news — treating yourself is one of them!

Six estate planning myths busted

Estate planning is for everyone, according to Leandro Vicuña, JD, Head of Trust & Estates at Fremont Bank. He tackles six common misconceptions about the complexities, timing, and need for estate planning.

Tips for building generational wealth

Generational wealth may conjure up images of railroad titans from the late 1800s or today's tech billionaires. However, generational wealth is valuable – and accessible – to a far greater number of people than you might think. Including you!

Exclusively for Fremont Bank customers. Subject to credit approval. Ask for details.

1 A Balance transfer fee, either 3% or $10, of the amount of each transfer, whichever is greater, will be charged for each balance transfer completed as a part of this promotion. Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.

2 Please visit Rewards Program Rules for details. Rewards options are subject to change without notice.

3 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.

4 Cash Back Rewards can be redeemed for a credit on your monthly statement.

5 A Balance transfer fee, either 1% or $10, of the amount of each transfer, whichever is greater, will be charged for each balance transfer completed as a part of this promotion. Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.

6 Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, it cannot be guaranteed that a purchase will qualify for more than the standard 1% cash back per dollar spent as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.

7 See the Fremont Bank Guide to Benefits for more information and a complete explanation of card benefits.

Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license.