Business credit cards

Discover the many rewarding benefits of business credit cards from Fremont Bank. Whether you want to earn cash back, lower your APR or increase your spending power, see how our cards can help you.

Where to next?

Small Business Credit Cards

Compare our business credit cards

Manage and streamline your business spending with Fremont Bank business credit cards. Our cards offer everything from cash back and introductory financing offers to online account access, the ability to set individual spending limits and more.

Platinum Mastercard®

Best for simplifying finances by consolidating balances to more effectively manage your expenses.

Apply for Platinum Mastercard® Annual fee:
0*
  • Lower APR card allows you to carry a balance each month while enjoying a low monthly payment

0% introductory APR on balance transfers and purchases for your first six months. After that, a variable APR that is currently 12.49% to 20.49% APR will apply based on credit worthiness.3*

  • Special financing for your first six months3
  • Detailed expense tracking and savings on small business financial tools
  • Online account access
  • Multiple payment options, including automatic debit, online banking, or by mail
  • 24/7 customer service
  • Ability to set individual spending limits for employees
  • Consolidated company statement or individual statements to each cardholder

Either $10 or 3% of the amount of each transfer, whichever is greater.3

More Platinum Mastercard® details 

* Terms and conditions

Platinum Rewards Mastercard®

Best for receiving cash back rewards.

Apply for Platinum Rewards Mastercard® Annual fee:
0*
  • Earn 1% cash back for every dollar you spend1

Variable APR that is currently 16.49% to 22.49%, based on credit worthiness.*

  • Earn 1% cash back for every dollar spent
  • No limit to the amount of cash back you can earn
  • Detailed expense tracking and savings on small business financial tools
  • Online account access
  • Multiple payment options, including automatic debit, online banking, or by mail
  • 24/7 customer service
  • Ability to set individual spending limits for employees
  • Consolidated company statement or individual statements to each cardholder

Either $10 or 3% of the amount of each transfer, whichever is greater.3

More Platinum Rewards Mastercard® details 

* Terms and conditions

Low Rate Platinum Mastercard®

Best for simplifying finances and consolidating balances at a low APR.

Apply for Low Rate Platinum Mastercard® Annual fee:
99*
  • Consolidating debt to pay down your balances on other credit cards faster or to save on interest.

A low APR of Prime + 2.99%, currently 9.74%.*

  • Detailed expense tracking and savings on small business financial tools
  • Online account access
  • Multiple payment options, including automatic debit, online banking, or by mail
  • 24/7 customer service
  • Ability to set individual spending limits for employees
  • Consolidated company statement or individual statements to each cardholder

Zero balance transfer fee for the first six months after card opening; then either $10 or 1%, whichever is greater.5

More Low Rate Platinum Mastercard® details 

* Terms and conditions

World Elite Mastercard®

Best for business-friendly rewards categories and perks for you and your employees

Apply for World Elite Mastercard® Annual fee:
$95 — waived for first year.*
  • Enjoy higher credit limits and 3% cash back spent on travel purchases and 2% cash back on gasoline.2

Variable APR that is currently 16.49% to 23.49%, based on credit worthiness.*

  • Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gasoline, and 1% cash back per dollar for all other purchases.2
  • No limit to the amount of cash back you can earn
  • Detailed expense tracking and savings on small business financial tools
  • Online account access
  • Multiple payment options, including automatic debit, online banking, or by mail
  • 24/7 customer service
  • Ability to set individual spending limits for employees
  • Consolidated company statement or individual statements to each cardholder

Either $10 or 3% of the amount of each transfer, whichever is greater.3

More World Elite Mastercard® details 

* Terms and conditions

Additional products

We don’t just do business credit cards

Fremont Bank offers a suite of products and services that can help you run your business. Let us be a partner on your journey of business growth.

Treasury Management

Improve efficiencies, saving time and money.

Check It Out
Business Lending

Get funds for equipment or inventory, or refinance debt.

Discover Your Options
Business Checking

Keep your working capital safe and accessible.

Learn More
Business credit cards

Insights & learning

How to stop unsolicited commercial loan offers

If applying for commercial financing triggered a wave of solicitations, you’re not alone. Discover what causes it and how to stop those unwanted offers.

The 6 things to know when starting your business

From setting up your website to structuring your business and keeping finances separate to funding sources, we have six things to keep in mind as you go from idea to action.

What is a community bank, and why should you care?

Many are unaware of the impact a “smaller” community bank has when it comes to convenience and services. It’s also hard to deny the win-win relationship when you bank locally. Find out how your dollar’s power is amplified at a community bank.

Create a succession plan for your business!

Whether you are thinking about building your dream home or planning a house for resale, you should be aware of common pitfalls that could be the difference between a successful project and a financial disaster.

Exclusively for Fremont Bank customers. Subject to credit approval. Ask for details.

1 Please visit Rewards Program Rules for details. Rewards options are subject to change without notice.

2 We group similar merchant category codes into Purchase Categories that are used to calculate the stated cash back rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.

3 A Balance transfer fee, either 3% or $10, of the amount of each transfer, whichever is greater, will be charged for each balance transfer completed as a part of this promotion. Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.

4 See the Fremont Bank Guide to Benefits for more information and a complete explanation of card benefits.

5 A Balance transfer fee, either 1% or $10, of the amount of each transfer, whichever is greater, will be charged for each balance transfer completed as a part of this promotion. Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.

Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license.