Bridge loan

A bridge loan from Fremont Bank empowers you to make a stronger, contingency-free offer on your dream home now while selling your current home later.

Your bridge to homeownership

Fremont Bank now offers bridge loans powered by our legendary personalized service. Our experienced loan officers are excited to explore how a bridge loan can make your new dream home a reality. Enjoy a competitive fixed rate plus up to 12 months financing with interest-only payments.

  • Avoid Contingent Offers

    Sellers don’t want to risk a deal falling through because your current home doesn’t sell fast enough. A bridge loan empowers you to put in the strongest offer to sellers, with no contingency that might scare them away.

  • Flexible Qualifying Options

    We offer flexibility in qualifying versus traditional underwriting, along with a flex option that reduces loan documentation requirements. This allows you to access your home's equity quickly to get your offer out sooner.

  • Sell on Your Schedule

    Whether you want the flexibility to move on your timeline or don’t want to consider temporary housing if your closing dates don’t line up, a bridge loan removes additional stress for current homeowners looking to buy a new home.

  • Access Available Home Equity Now

    In today’s competitive market, you want to be able to act fast. A bridge loan allows you to access your current home’s equity to use for a down payment before selling your existing home. It can mean the difference between securing your dream home or losing the bid.

  • Timing is Everything

    Many buyers use a bridge loan for a downpayment, but a mortgage preapproval is an essential part of a compelling offer, too. Our underwriters can provide a preapproval – free of charge – for your bridge loan on your existing home and the primary mortgage on your new residence at the same time.

Get more from Fremont Bank

Our bridge loan program is an excellent option for current homeowners looking to buy a new primary residence.

Fremont Bank has been a top Bay Area lender since 1964. We’re excited about the potential of our new bridge loan program to help current homeowners get their offers accepted on their new homes.

2 Ways to Get Started

Call us today to speak with a bridge loan specialist or request a free no-obligation consultation.

Request a Call

Consult with a bridge loan specialist, who can guide you through the process.

Talk to an Expert

A bridge loan specialist can answer your questions and take your application.

(866) 979-4432